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Member since December 2025

Accounting / Financial Services
We are an independent and privately funded business lender supporting UK SMEs with fast, flexible, secured finance. We step in when traditional lenders slow things down or say no. Every facility is shaped around the realities of business life, not rigid criteria. We meet clients, visit sites and take time to understand their goals, pressures and potential so we can structure the right solution.
OSBF support start-ups, growing SMEs, established firms, developers and investors. Many of our clients have limited accounts, tight timelines, complex situations or previous credit issues. Whether they need to bridge a short-term gap, fund growth, complete a development, manage cash flow or secure a time sensitive opportunity, we focus on building a facility that works in practice.
We provide working capital from £100,000 up to £3million, across bridging finance, property loans, revolving credit facilities and development or refurbishment funding. All lending is property backed and transparent. Decisions are made in house by experienced senior lenders, not algorithms. Our underwriting, legal and funds teams work closely together to deliver quick, responsible outcomes with clear communication throughout.
Clients choose to work with me and OSBF because we combine speed, clear thinking and commercial judgement. We are relationship led, straightforward and easy to deal with. No hidden costs. No unrealistic promises. Just practical finance designed to help businesses move forward with confidence. Where others see risk, we see potential. My role is to give clients the financial breathing room they need to grow.
A bridging loan is fast, short-term finance that helps you move quickly. Businesses use it to buy property, clear urgent debt, refinance or grab an opportunity before longer-term funding is ready. It provides breathing room so you can get things done with
An RCF works like a business overdraft. You get an agreed limit and can draw money whenever you need it. You only pay interest on what you use, and once you repay it, the funds are available again. It is perfect for managing cash flow, covering short-term